Category: Loan Cebu
-
Should You Invest, Or Make A Larger Down-Payment?
Deciding whether to invest your savings or make a larger down payment on real estate can be challenging. In Cebu, where the real estate market is dynamic, this decision significantly affects your financial health. Here are detailed insights to help you make an informed choice. Benefits of a Larger Down-Payment Opting for a larger down-payment…
-
Securing Collateral Loans in Cebu
Navigating the financial landscape can be a challenging endeavor. In Cebu, securing a loan is a vital step for those looking to fund their dreams. These could include starting a business, buying a house, or funding an education. One crucial aspect of this process is understanding the role collateral plays in securing loans. This article…
-
Cebu Loan Repayment Strategies: A Practical Guide
Managing personal finances can be a daunting task, and when you have a loan to repay, it can feel even more challenging. However, with the right strategy and discipline, you can efficiently manage your loans and work towards a debt-free future. This comprehensive guide will provide you with practical loan repayment strategies that can help…
-
Steps to Avail a Car Loan in Cebu
Getting a car loan in Cebu can be a smart move when you need a new vehicle but don’t have the upfront cash to purchase one outright. Cebu, with its blend of city life and island beauty, presents an environment where having your own vehicle can be both a convenience and a necessity. However, not…
-
A Comprehensive Guide to Housing Loans in Cebu for First-Time Buyers
Stepping onto the property ladder for the first time can be an exciting yet daunting endeavor, especially when it involves taking out a housing loan. In Cebu, a province bustling with economic and real estate growth, this rings particularly true. This comprehensive guide is designed to navigate first-time buyers through the process of securing a…
-
The Best Way to Send Money to Cebu
(This article contains an exclusive invite link here. If you sign up using this link, you will receive one fee-free transfer of up to £500.) Across borders and oceans, Filipinos are known for their strong ties to family and their roots. No matter where they are in the world, they always find a way to…
-
The Biggest Factors That Affect Your Credit Score
A person’s credit score determines the risk of lending money to that individual by a lending company. Generally, Cebu mortgage bankers and credit card companies check a person’s credit score when deciding about the amount they are willing to lend and at what rate of interest. Landlords, employers and insurance companies, may also want to…
-
4 Important Tips for Creating a Household Budget
Whether you’re an experienced homemaker in the heart of Cebu, or a young adult just beginning to navigate your financial journey, mastering the intricacies of household budgeting is crucial. Cultivating the discipline of sticking to an effective family budget will provide financial security, enabling you to sidestep common pitfalls such as falling into a cycle…
-
Turning Dreams Into Reality: Opening a Sari-Sari with a Business Loan
Today, I would like to guide you through my journey of starting a Sari-Sari store, a staple in our Filipino culture, with the help of a business loan. Dreaming and Planning Our tale begins with a dream. After settling my family’s medical crisis, I was inspired to take steps towards financial resilience. My thoughts wandered…