Cebu Loans – OFW’s, Salary Loans, Lending Companies and more!

  • A Comprehensive Guide to Housing Loans in Cebu for First-Time Buyers

    A Comprehensive Guide to Housing Loans in Cebu for First-Time Buyers

    Stepping onto the property ladder for the first time can be an exciting yet daunting endeavor, especially when it involves taking out a housing loan. In Cebu, a province bustling with economic and real estate growth, this rings particularly true. This comprehensive guide is designed to navigate first-time buyers through the process of securing a…

  • The Best Way to Send Money to Cebu

    The Best Way to Send Money to Cebu

    (This article contains an exclusive invite link here. If you sign up using this link, you will receive one fee-free transfer of up to £500.) Across borders and oceans, Filipinos are known for their strong ties to family and their roots. No matter where they are in the world, they always find a way to…

  • Top Considerations When Applying for a Personal Bank Loan

    Top Considerations When Applying for a Personal Bank Loan

    Personal loans can serve as a lifeline in times of cash flow problems. Whether you’re dealing with bills, seeking to consolidate existing debts, or navigating an unexpected financial difficulty, Cebu personal loans can provide the necessary financial aid. Furthermore, they can even be a resource for kick-starting a new business. In essence, personal loans offer…

  • The Biggest Factors That Affect Your Credit Score

    The Biggest Factors That Affect Your Credit Score

    A person’s credit score determines the risk of lending money to that individual by a lending company. Generally, Cebu mortgage bankers and credit card companies check a person’s credit score when deciding about the amount they are willing to lend and at what rate of interest. Landlords, employers and insurance companies, may also want to…

  • Cebu Lending Firms for Lower Income Earners

    Cebu Lending Firms for Lower Income Earners

    For lower-income individuals in Cebu, securing financial assistance in the form of loans can be a stepping stone towards financial stability, be it for personal emergencies, starting a business, or investing in education. In recent years, the banking sector in Cebu has made efforts to expand its services to cater to this demographic, helping them…

  • 4 Important Tips for Creating a Household Budget

    4 Important Tips for Creating a Household Budget

    Whether you’re an experienced homemaker in the heart of Cebu, or a young adult just beginning to navigate your financial journey, mastering the intricacies of household budgeting is crucial. Cultivating the discipline of sticking to an effective family budget will provide financial security, enabling you to sidestep common pitfalls such as falling into a cycle…

  • Turning Dreams Into Reality: Opening a Sari-Sari with a Business Loan

    Turning Dreams Into Reality: Opening a Sari-Sari with a Business Loan

    Today, I would like to guide you through my journey of starting a Sari-Sari store, a staple in our Filipino culture, with the help of a business loan. Dreaming and Planning Our tale begins with a dream. After settling my family’s medical crisis, I was inspired to take steps towards financial resilience. My thoughts wandered…

  • Rising Above Crisis: Short-Term Personal Loan for a Family Medical Emergency

    Rising Above Crisis: Short-Term Personal Loan for a Family Medical Emergency

    I’m Rolando, a proud resident of the scenic Daanbantayan province of Cebu, Philippines. In our peaceful fishing town, I’ve been privileged to witness the strength and resilience of my fellowmen amid life’s challenges. Today, I want to share an experience that deeply impacted our family and how we successfully navigated it with the help of…

  • Loans from Cebu’s Major Banks

    Loans from Cebu’s Major Banks

    Cebu, being a major economic hub in the Philippines, is home to several prominent banks. Some of the largest and most well-known banks in Cebu include Banco de Oro (BDO), Metropolitan Bank and Trust Company (Metrobank), Bank of the Philippine Islands (BPI), Philippine National Bank (PNB), and Land Bank of the Philippines. While the specific…